Illinois is like other states in the union in that one is required to have a certain level of insurance in order to drive a car. In spite of this requirement, there are many situations in which one drives without insurance. There are also situations in which a negligent driver’s insurance is not enough to cover the damage which they cause. Fortunately, our state requires that all drivers carry and under insured motorist coverage. This allows one to make a claim against their own policy when the other driver lacked coverage or had coverage which was insufficient. Damon Young is a Peoria personal injury lawyer who assists car accident victims with bringing such claims. If you or a loved one are in need of assistance then contact our office today to speak with an attorney.
Peoria car accident lawyer helping victims to make a claim against their own insurance policy
All Illinois drivers are required to carry liability insurance on their vehicles. Drivers are also required to carry what is known as “uninsured” and “underinsured” coverage. These types of coverage allow a driver to make a claim against their own policy if another driver causes an accident but is uninsured. They also allow one to make a claim against their own policy if the other driver’s insurance is not enough to cover the claim. What is, and what is not, covered under such policies will depend on the policy itself. The amount of coverage available will also depend on the policy.
The first step to take in any car accident case is to seek immediate medical care. Your attorney will quickly contact the insurance carrier for the negligent driver, if they have coverage. Once your case is prepared to settle then your attorney will submit a demand to the other driver’s carrier. If their coverage is not adequate to cover the losses, then a claim will be submitted against your own policy as well. If the other driver lacked coverage completely, then the claim process will entirely be handled with your own carrier. It should be understood that, even though such coverage is meant to protect the victim, it is the goal of the insurance company to pay out as little a possible. This means that they will often dispute such claims on any grounds possible. Having an attorney who is familiar with such claims can be vital to ensuring that your case is handled correctly.
Damon Young is a personal injury lawyer assisting Illinois residents with the handling of uninsured and underinsured motorist claims. Damon will use your initial consultation to determine whether a claim should be made against your insurance policy and will make sure that you know what to expect from the process. He will handle all correspondence with the insurer so that you can focus on the important business of regaining your health. Our firm will keep you up to date as to the status of matter and will work diligently to resolve your case as soon as possible. We understand that this is a stressful time in your life and we are here to assist you. Contact us today if you have been involved in a car accident.
Car accident attorney providing excellent service to Illinois victims
Being involved in an auto wreck is frustrating enough. A victim’s aggravation can only increase if it is found that the negligent party lacks adequate insurance coverage. Our firm strives to provide excellent service to clients during such difficult times. This service includes ensuring that your questions are timely answered and that we promptly respond to messages. If you need the assistance of a Peoria car accident attorney then we are ready to assist you.
Our injury lawyer also serves clients in the Illinois cities of Bloomington, Eureka, Galesburg, Morton, Normal, Pekin, Springfield, and Washington.
